SOURCE : NEW18 NEWS
Last Updated:April 19, 2025, 14:55 IST
Yes Bank Q4 Results: Its net interest income, which is the difference between interest earned and interest expended, increases 5.7 per cent YoY to Rs 2,276 crore.
Yes Bank Q4 results.
Yes Bank Q4 Results: Private sector lender Yes Bank on Saturday reported a 63 per cent YoY jump in its net profit to Rs 738 crore for the fourth quarter ended March 2025. Its net interest income, which is the difference between interest earned and interest expended, increased 5.7 per cent YoY to Rs 2,276 crore.
Its net profit had stood at Rs 452 crore in the corresponding period last year.
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Yes Bank’s provisions and contingencies, or funds kept aside for potential bad loans, declined 32.5 per cent year-on-year to Rs 318 crore.
On the asset quality, Yes Bank’s gross non-performing assets (GNPA) ratio, as percentage of the total advances, slightly improved to 1.6 per cent as of March 31, 2025, compared with 1.7 per cent a year ago. Its GNPA had stood at 1.6 per cent in the preceding quarter (Q3FY25).
Its net NPA (NNPA) ratio improved to 0.3 per cent, compared with 0.6 per cent a year ago and 0.5 per cent a quarter ago.
Yes Bank’s other income, including fees, commissions and interest earned through traditional interest-based activities, increased 11 per cent to Rs 1,567 crore.
Its loans grew 8.1 per cent YoY, while deposits increased 6.8 per cent.
The lender’s net interest margin (NIM), a key profitability measure, was 2.50 per cent, up from 2.40 per cent a year earlier and in the previous three months.
Yes Bank MD & CEO Prashant Kumar said, “The Q4FY25 marked yet another important quarter for Yes Bank as it continued to make steady improvements across several key metrics and progressed well on the strategic objective of improving its profitability.”
Shares of Yes Bank on Thursday jumped 1.23 per cent to close at Rs 18.09 apiece on the BSE. The stock market was closed on Friday on account of ‘Good Friday’.
